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Plans & Programs


Medicare is a federal health insurance program for people who are 65 or older, certain younger people with disabilities and people with end-stage renal disease. Mid-Western Insurance, Inc. has been in the Medicare supplement business since it's inception in 1983. It has been our privilege to help thousands of seniors with their health insurance and retirement planning. So if you are retiring or joining Medicare let Mid-Western Insurance guide you along your way.

•  Medical Supplements
•  Private Fee for Service
•  Prescription Drug Plans
•  Dental Plans
•  Cost Plans

Open Enrollment?
When you're first eligible for Medicare, you have a 7-month Initial Enrollment Period to sign up for Part A and/or Part B.
(For example, if you're eligible when you turn 65, you can sign up during the 7-month period that begins 3 months before the month you turn 65, includes the month you turn 65, and ends 3 months after the month you turn 65.)

Each year, you have a chance to make changes to your Medicare Advantage or Medicare prescription drug coverage for the following year. There are specific times when you can sign up for these plans, or make changes to coverage you already have. You don’t need to sign up for Medicare each year. However, each year you’ll have a chance to review your coverage and change plans.

Annual Medicare Open Enrollment is October 15 – December 7. If you enroll in a plan during Fall Open Enrollment, your coverage starts January 1.
• Join a Medicare Prescription Drug Plan
• Switch from one Medicare Prescription Drug Plan to another Medicare Prescription Drug Plan
• Change from Original Medicare to a Medicare Advantage Plan
• Change from a Medicare Advantage Plan back to Original Medicare
• Switch from one Medicare Advantage Plan to another Medicare Advantage Plan

Advantage Disenrollment Period: January 1 through February 14

Special Enrollment Period includes but IS NOT limited to: turning 65 or becoming eligible for Medicare for the first time.
What age do I qualify?
There are a number of factors that determine Medicare eligibility. In general, you are eligible for Medicare if you are 65 or older, or you are younger than 65 and meet criteria for certain disabilities. Enrollment eligibility requirements may vary by plan types.

Disclaimer: The information appearing on this site is for general informational purposes only. For complete descriptions of the terms, conditions and exclusions of insurance coverages or other products or services, please contact Mid-Western Insurance at 701-255-6922.